AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – CHWADI, JAMMU

Complete bank details including IFSC code, MICR code, address and payment facilities for CHWADI branch.

IFSC Code
UTIB0002359

Bank Details

Bank NameAXIS BANK
Branch NameCHWADI
IFSC CodeUTIB0002359
MICR Code180211005
AddressGROUND FLOOR, GROUND FLOOR, KHASRA NO. 887 MIN, KHATA NO. 428 MIN, KHEWAT NO. 26, VILLAGE : CHWADI, TEHSIL & DISTRICT : JAMMU - 180011
CityJAMMU
StateJAMMU AND KASHMIR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002359

The IFSC code UTIB0002359 uniquely identifies the CHWADI branch of AXIS BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002359

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002359) – Unique branch identifier for CHWADI

How to Use IFSC Code UTIB0002359

To transfer money to any account at AXIS BANK CHWADI branch, you will need to provide the IFSC code UTIB0002359 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHWADI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK CHWADI Branch

AXIS BANK CHWADI is a branch of AXIS BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.

Branch Address

GROUND FLOOR, GROUND FLOOR, KHASRA NO. 887 MIN, KHATA NO. 428 MIN, KHEWAT NO. 26, VILLAGE : CHWADI, TEHSIL & DISTRICT : JAMMU - 180011, JAMMU, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 180211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK CHWADI?

The IFSC code of AXIS BANK CHWADI branch in JAMMU is UTIB0002359.

What is the MICR code of AXIS BANK CHWADI?

The MICR code of AXIS BANK CHWADI branch is 180211005.

What is the address of AXIS BANK CHWADI?

AXIS BANK CHWADI branch is located at GROUND FLOOR, GROUND FLOOR, KHASRA NO. 887 MIN, KHATA NO. 428 MIN, KHEWAT NO. 26, VILLAGE : CHWADI, TEHSIL & DISTRICT : JAMMU - 180011.

Does AXIS BANK CHWADI support NEFT/RTGS/IMPS?

AXIS BANK CHWADI branch supports NEFT, RTGS, IMPS, and UPI transactions.