AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – CHEEMA KALAN, CHEEMA

Complete bank details including IFSC code, MICR code, address and payment facilities for CHEEMA KALAN branch.

IFSC Code
UTIB0002205

Bank Details

Bank NameAXIS BANK
Branch NameCHEEMA KALAN
IFSC CodeUTIB0002205
MICR Code144211604
AddressGROUND FLOOR,VILLAGE CHEEMA KALAN-144410,TEHSIL PHILLAUR & DISTT. JALANDHAR, PUNJAB, PHILLAUR, PIN-144410
CityCHEEMA
DistrictAMRITSAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002205

The IFSC code UTIB0002205 uniquely identifies the CHEEMA KALAN branch of AXIS BANK located in CHEEMA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002205

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002205) – Unique branch identifier for CHEEMA KALAN

How to Use IFSC Code UTIB0002205

To transfer money to any account at AXIS BANK CHEEMA KALAN branch, you will need to provide the IFSC code UTIB0002205 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHEEMA KALAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK CHEEMA KALAN Branch

AXIS BANK CHEEMA KALAN is a branch of AXIS BANK located in CHEEMA, PUNJAB. The branch provides comprehensive banking services to customers in CHEEMA and surrounding areas.

Branch Address

GROUND FLOOR,VILLAGE CHEEMA KALAN-144410,TEHSIL PHILLAUR & DISTT. JALANDHAR, PUNJAB, PHILLAUR, PIN-144410, CHEEMA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144211604. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK CHEEMA KALAN?

The IFSC code of AXIS BANK CHEEMA KALAN branch in CHEEMA is UTIB0002205.

What is the MICR code of AXIS BANK CHEEMA KALAN?

The MICR code of AXIS BANK CHEEMA KALAN branch is 144211604.

What is the address of AXIS BANK CHEEMA KALAN?

AXIS BANK CHEEMA KALAN branch is located at GROUND FLOOR,VILLAGE CHEEMA KALAN-144410,TEHSIL PHILLAUR & DISTT. JALANDHAR, PUNJAB, PHILLAUR, PIN-144410.

Does AXIS BANK CHEEMA KALAN support NEFT/RTGS/IMPS?

AXIS BANK CHEEMA KALAN branch supports NEFT, RTGS, IMPS, and UPI transactions.