AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – UMERKOTE, UMERKOTE

Complete bank details including IFSC code, MICR code, address and payment facilities for UMERKOTE branch.

IFSC Code
UTIB0001974

Bank Details

Bank NameAXIS BANK
Branch NameUMERKOTE
IFSC CodeUTIB0001974
MICR Code764211501
AddressPLOT NO.36/8/244/260, INFRONT OF NEW BUS STAND, WARD NO.10,PO:UMERKOTE, UMERKOTE,DIST:NABARANGPUR, ORISSA,PIN 764073
CityUMERKOTE
DistrictNOWRANGPUR
StateODISHA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001974

The IFSC code UTIB0001974 uniquely identifies the UMERKOTE branch of AXIS BANK located in UMERKOTE, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001974

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001974) – Unique branch identifier for UMERKOTE

How to Use IFSC Code UTIB0001974

To transfer money to any account at AXIS BANK UMERKOTE branch, you will need to provide the IFSC code UTIB0001974 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UMERKOTE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK UMERKOTE Branch

AXIS BANK UMERKOTE is a branch of AXIS BANK located in UMERKOTE, ODISHA. The branch provides comprehensive banking services to customers in UMERKOTE and surrounding areas.

Branch Address

PLOT NO.36/8/244/260, INFRONT OF NEW BUS STAND, WARD NO.10,PO:UMERKOTE, UMERKOTE,DIST:NABARANGPUR, ORISSA,PIN 764073, UMERKOTE, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 764211501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK UMERKOTE?

The IFSC code of AXIS BANK UMERKOTE branch in UMERKOTE is UTIB0001974.

What is the MICR code of AXIS BANK UMERKOTE?

The MICR code of AXIS BANK UMERKOTE branch is 764211501.

What is the address of AXIS BANK UMERKOTE?

AXIS BANK UMERKOTE branch is located at PLOT NO.36/8/244/260, INFRONT OF NEW BUS STAND, WARD NO.10,PO:UMERKOTE, UMERKOTE,DIST:NABARANGPUR, ORISSA,PIN 764073.

Does AXIS BANK UMERKOTE support NEFT/RTGS/IMPS?

AXIS BANK UMERKOTE branch supports NEFT, RTGS, IMPS, and UPI transactions.