AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – KARAMADAI, KARAMADAI

Complete bank details including IFSC code, MICR code, address and payment facilities for KARAMADAI branch.

IFSC Code
UTIB0001402

Bank Details

Bank NameAXIS BANK
Branch NameKARAMADAI
IFSC CodeUTIB0001402
MICR Code641211009
Address19, KNP ROAD, KARAMADAI 641104
CityKARAMADAI
DistrictCOIMBATORE
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001402

The IFSC code UTIB0001402 uniquely identifies the KARAMADAI branch of AXIS BANK located in KARAMADAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001402

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001402) – Unique branch identifier for KARAMADAI

How to Use IFSC Code UTIB0001402

To transfer money to any account at AXIS BANK KARAMADAI branch, you will need to provide the IFSC code UTIB0001402 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARAMADAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK KARAMADAI Branch

AXIS BANK KARAMADAI is a branch of AXIS BANK located in KARAMADAI, TAMIL NADU. The branch provides comprehensive banking services to customers in KARAMADAI and surrounding areas.

Branch Address

19, KNP ROAD, KARAMADAI 641104, KARAMADAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 641211009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK KARAMADAI?

The IFSC code of AXIS BANK KARAMADAI branch in KARAMADAI is UTIB0001402.

What is the MICR code of AXIS BANK KARAMADAI?

The MICR code of AXIS BANK KARAMADAI branch is 641211009.

What is the address of AXIS BANK KARAMADAI?

AXIS BANK KARAMADAI branch is located at 19, KNP ROAD, KARAMADAI 641104.

Does AXIS BANK KARAMADAI support NEFT/RTGS/IMPS?

AXIS BANK KARAMADAI branch supports NEFT, RTGS, IMPS, and UPI transactions.