AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – GARDHIWALA, GONDPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for GARDHIWALA branch.

IFSC Code
UTIB0001276

Bank Details

Bank NameAXIS BANK
Branch NameGARDHIWALA
IFSC CodeUTIB0001276
MICR Code144211576
AddressGROUND FLOOR, KHATA NO. 1241/1437,KHASRA NO. 70/28, HADBAST NO.19, HOSHIARPUR-DASUYA HIGHWAY , GARDHIWALA, DIST. HOSHIARPUR, PUNJAB , PIN 144207
CityGONDPUR
DistrictHOSHIARPUR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001276

The IFSC code UTIB0001276 uniquely identifies the GARDHIWALA branch of AXIS BANK located in GONDPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001276

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001276) – Unique branch identifier for GARDHIWALA

How to Use IFSC Code UTIB0001276

To transfer money to any account at AXIS BANK GARDHIWALA branch, you will need to provide the IFSC code UTIB0001276 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GARDHIWALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK GARDHIWALA Branch

AXIS BANK GARDHIWALA is a branch of AXIS BANK located in GONDPUR, PUNJAB. The branch provides comprehensive banking services to customers in GONDPUR and surrounding areas.

Branch Address

GROUND FLOOR, KHATA NO. 1241/1437,KHASRA NO. 70/28, HADBAST NO.19, HOSHIARPUR-DASUYA HIGHWAY , GARDHIWALA, DIST. HOSHIARPUR, PUNJAB , PIN 144207, GONDPUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144211576. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK GARDHIWALA?

The IFSC code of AXIS BANK GARDHIWALA branch in GONDPUR is UTIB0001276.

What is the MICR code of AXIS BANK GARDHIWALA?

The MICR code of AXIS BANK GARDHIWALA branch is 144211576.

What is the address of AXIS BANK GARDHIWALA?

AXIS BANK GARDHIWALA branch is located at GROUND FLOOR, KHATA NO. 1241/1437,KHASRA NO. 70/28, HADBAST NO.19, HOSHIARPUR-DASUYA HIGHWAY , GARDHIWALA, DIST. HOSHIARPUR, PUNJAB , PIN 144207.

Does AXIS BANK GARDHIWALA support NEFT/RTGS/IMPS?

AXIS BANK GARDHIWALA branch supports NEFT, RTGS, IMPS, and UPI transactions.