AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – SRINAGAR, SRINAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for SRINAGAR branch.

IFSC Code
UTIB0001013

Bank Details

Bank NameAXIS BANK
Branch NameSRINAGAR
IFSC CodeUTIB0001013
MICR Code190211002
AddressGROUND & FIRST FLOOR, SARA PLAZA , 1-INDIRA GANDHI ROAD EXHIBITION CROSSING, SRINAGAR , JAMMU & KASHMIR 190002
CitySRINAGAR
StateJAMMU AND KASHMIR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001013

The IFSC code UTIB0001013 uniquely identifies the SRINAGAR branch of AXIS BANK located in SRINAGAR, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001013

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001013) – Unique branch identifier for SRINAGAR

How to Use IFSC Code UTIB0001013

To transfer money to any account at AXIS BANK SRINAGAR branch, you will need to provide the IFSC code UTIB0001013 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SRINAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK SRINAGAR Branch

AXIS BANK SRINAGAR is a branch of AXIS BANK located in SRINAGAR, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in SRINAGAR and surrounding areas.

Branch Address

GROUND & FIRST FLOOR, SARA PLAZA , 1-INDIRA GANDHI ROAD EXHIBITION CROSSING, SRINAGAR , JAMMU & KASHMIR 190002, SRINAGAR, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 190211002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK SRINAGAR?

The IFSC code of AXIS BANK SRINAGAR branch in SRINAGAR is UTIB0001013.

What is the MICR code of AXIS BANK SRINAGAR?

The MICR code of AXIS BANK SRINAGAR branch is 190211002.

What is the address of AXIS BANK SRINAGAR?

AXIS BANK SRINAGAR branch is located at GROUND & FIRST FLOOR, SARA PLAZA , 1-INDIRA GANDHI ROAD EXHIBITION CROSSING, SRINAGAR , JAMMU & KASHMIR 190002.

Does AXIS BANK SRINAGAR support NEFT/RTGS/IMPS?

AXIS BANK SRINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.