AXIS BANK IFSC Code – JOWAI, JOWAI
Complete bank details including IFSC code, MICR code, address and payment facilities for JOWAI branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | JOWAI |
| IFSC Code | UTIB0000852 |
| MICR Code | 793211527 |
| Address | LUMSOOIUNG, NEW HILL P.S. JOWAI, DIST. JAINTIA HILLS MEGHALAYA, PIN 793150 |
| City | JOWAI |
| District | JAINTIA HILLS |
| State | MEGHALAYA |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000852
The IFSC code UTIB0000852 uniquely identifies the JOWAI branch of AXIS BANK located in JOWAI, MEGHALAYA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000852
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000852) – Unique branch identifier for JOWAI
How to Use IFSC Code UTIB0000852
To transfer money to any account at AXIS BANK JOWAI branch, you will need to provide the IFSC code UTIB0000852 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JOWAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK JOWAI Branch
AXIS BANK JOWAI is a branch of AXIS BANK located in JOWAI, MEGHALAYA. The branch provides comprehensive banking services to customers in JOWAI and surrounding areas.
Branch Address
LUMSOOIUNG, NEW HILL P.S. JOWAI, DIST. JAINTIA HILLS MEGHALAYA, PIN 793150, JOWAI, MEGHALAYA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 793211527. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK JOWAI?
The IFSC code of AXIS BANK JOWAI branch in JOWAI is UTIB0000852.
What is the MICR code of AXIS BANK JOWAI?
The MICR code of AXIS BANK JOWAI branch is 793211527.
What is the address of AXIS BANK JOWAI?
AXIS BANK JOWAI branch is located at LUMSOOIUNG, NEW HILL P.S. JOWAI, DIST. JAINTIA HILLS MEGHALAYA, PIN 793150.
Does AXIS BANK JOWAI support NEFT/RTGS/IMPS?
AXIS BANK JOWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.