AXIS BANK IFSC Code – PHULLANWAL (PUNJAB), PHULLANWALA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHULLANWAL (PUNJAB) branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | PHULLANWAL (PUNJAB) |
| IFSC Code | UTIB0000196 |
| MICR Code | 141211003 |
| Address | PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA |
| City | PHULLANWALA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000196
The IFSC code UTIB0000196 uniquely identifies the PHULLANWAL (PUNJAB) branch of AXIS BANK located in PHULLANWALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000196
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000196) – Unique branch identifier for PHULLANWAL (PUNJAB)
How to Use IFSC Code UTIB0000196
To transfer money to any account at AXIS BANK PHULLANWAL (PUNJAB) branch, you will need to provide the IFSC code UTIB0000196 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHULLANWAL (PUNJAB)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK PHULLANWAL (PUNJAB) Branch
AXIS BANK PHULLANWAL (PUNJAB) is a branch of AXIS BANK located in PHULLANWALA, PUNJAB. The branch provides comprehensive banking services to customers in PHULLANWALA and surrounding areas.
Branch Address
PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA, PHULLANWALA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141211003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK PHULLANWAL (PUNJAB)?
The IFSC code of AXIS BANK PHULLANWAL (PUNJAB) branch in PHULLANWALA is UTIB0000196.
What is the MICR code of AXIS BANK PHULLANWAL (PUNJAB)?
The MICR code of AXIS BANK PHULLANWAL (PUNJAB) branch is 141211003.
What is the address of AXIS BANK PHULLANWAL (PUNJAB)?
AXIS BANK PHULLANWAL (PUNJAB) branch is located at PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA.
Does AXIS BANK PHULLANWAL (PUNJAB) support NEFT/RTGS/IMPS?
AXIS BANK PHULLANWAL (PUNJAB) branch supports NEFT, RTGS, IMPS, and UPI transactions.