UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – VELSAO PALE(MORMUGAO), MARGAO

Complete bank details including IFSC code, MICR code, address and payment facilities for VELSAO PALE(MORMUGAO) branch.

IFSC Code
UTBI0VLP684

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameVELSAO PALE(MORMUGAO)
IFSC CodeUTBI0VLP684
MICR Code403
AddressBLD. NO.A4/QUEENY NAGA,SHOP NO 6,7,8,12
CityMARGAO
DistrictSOUTH GOA
StateGOA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0VLP684

The IFSC code UTBI0VLP684 uniquely identifies the VELSAO PALE(MORMUGAO) branch of UNITED BANK OF INDIA located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0VLP684

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (VLP684) – Unique branch identifier for VELSAO PALE(MORMUGAO)

How to Use IFSC Code UTBI0VLP684

To transfer money to any account at UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) branch, you will need to provide the IFSC code UTBI0VLP684 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VELSAO PALE(MORMUGAO)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) Branch

UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) is a branch of UNITED BANK OF INDIA located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.

Branch Address

BLD. NO.A4/QUEENY NAGA,SHOP NO 6,7,8,12, MARGAO, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA VELSAO PALE(MORMUGAO)?

The IFSC code of UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) branch in MARGAO is UTBI0VLP684.

What is the MICR code of UNITED BANK OF INDIA VELSAO PALE(MORMUGAO)?

The MICR code of UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) branch is 403.

What is the address of UNITED BANK OF INDIA VELSAO PALE(MORMUGAO)?

UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) branch is located at BLD. NO.A4/QUEENY NAGA,SHOP NO 6,7,8,12.

Does UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA VELSAO PALE(MORMUGAO) branch supports NEFT, RTGS, IMPS, and UPI transactions.