UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – VARANASI, VARANASI

Complete bank details including IFSC code, MICR code, address and payment facilities for VARANASI branch.

IFSC Code
UTBI0VAR502

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameVARANASI
IFSC CodeUTBI0VAR502
MICR Code221
AddressD-37/35BARADEO,GODHULI,VARANASI
CityVARANASI
StateUTTAR PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0VAR502

The IFSC code UTBI0VAR502 uniquely identifies the VARANASI branch of UNITED BANK OF INDIA located in VARANASI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0VAR502

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (VAR502) – Unique branch identifier for VARANASI

How to Use IFSC Code UTBI0VAR502

To transfer money to any account at UNITED BANK OF INDIA VARANASI branch, you will need to provide the IFSC code UTBI0VAR502 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VARANASI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA VARANASI Branch

UNITED BANK OF INDIA VARANASI is a branch of UNITED BANK OF INDIA located in VARANASI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in VARANASI and surrounding areas.

Branch Address

D-37/35BARADEO,GODHULI,VARANASI, VARANASI, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 221. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA VARANASI?

The IFSC code of UNITED BANK OF INDIA VARANASI branch in VARANASI is UTBI0VAR502.

What is the MICR code of UNITED BANK OF INDIA VARANASI?

The MICR code of UNITED BANK OF INDIA VARANASI branch is 221.

What is the address of UNITED BANK OF INDIA VARANASI?

UNITED BANK OF INDIA VARANASI branch is located at D-37/35BARADEO,GODHULI,VARANASI.

Does UNITED BANK OF INDIA VARANASI support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA VARANASI branch supports NEFT, RTGS, IMPS, and UPI transactions.