UNITED BANK OF INDIA IFSC Code – USRISHIKAPUR, URISHIKARPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for USRISHIKAPUR branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | USRISHIKAPUR |
| IFSC Code | UTBI0USRJ37 |
| MICR Code | 800 |
| Address | NEW TARACHAK,P.O DANAPURCANTT.PATNA |
| City | URISHIKARPUR |
| District | PATNA |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0USRJ37
The IFSC code UTBI0USRJ37 uniquely identifies the USRISHIKAPUR branch of UNITED BANK OF INDIA located in URISHIKARPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0USRJ37
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (USRJ37) – Unique branch identifier for USRISHIKAPUR
How to Use IFSC Code UTBI0USRJ37
To transfer money to any account at UNITED BANK OF INDIA USRISHIKAPUR branch, you will need to provide the IFSC code UTBI0USRJ37 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at USRISHIKAPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA USRISHIKAPUR Branch
UNITED BANK OF INDIA USRISHIKAPUR is a branch of UNITED BANK OF INDIA located in URISHIKARPUR, BIHAR. The branch provides comprehensive banking services to customers in URISHIKARPUR and surrounding areas.
Branch Address
NEW TARACHAK,P.O DANAPURCANTT.PATNA, URISHIKARPUR, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 800. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA USRISHIKAPUR?
The IFSC code of UNITED BANK OF INDIA USRISHIKAPUR branch in URISHIKARPUR is UTBI0USRJ37.
What is the MICR code of UNITED BANK OF INDIA USRISHIKAPUR?
The MICR code of UNITED BANK OF INDIA USRISHIKAPUR branch is 800.
What is the address of UNITED BANK OF INDIA USRISHIKAPUR?
UNITED BANK OF INDIA USRISHIKAPUR branch is located at NEW TARACHAK,P.O DANAPURCANTT.PATNA.
Does UNITED BANK OF INDIA USRISHIKAPUR support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA USRISHIKAPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.