UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – SWARUPGANJ, SWARUPGANJ

Complete bank details including IFSC code, MICR code, address and payment facilities for SWARUPGANJ branch.

IFSC Code
UTBI0SWA916

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameSWARUPGANJ
IFSC CodeUTBI0SWA916
MICR CodeNA
AddressP.O SWARUPGANJ,NADIA
CitySWARUPGANJ
DistrictNADIA
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0SWA916

The IFSC code UTBI0SWA916 uniquely identifies the SWARUPGANJ branch of UNITED BANK OF INDIA located in SWARUPGANJ, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0SWA916

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SWA916) – Unique branch identifier for SWARUPGANJ

How to Use IFSC Code UTBI0SWA916

To transfer money to any account at UNITED BANK OF INDIA SWARUPGANJ branch, you will need to provide the IFSC code UTBI0SWA916 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SWARUPGANJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA SWARUPGANJ Branch

UNITED BANK OF INDIA SWARUPGANJ is a branch of UNITED BANK OF INDIA located in SWARUPGANJ, WEST BENGAL. The branch provides comprehensive banking services to customers in SWARUPGANJ and surrounding areas.

Branch Address

P.O SWARUPGANJ,NADIA, SWARUPGANJ, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA SWARUPGANJ?

The IFSC code of UNITED BANK OF INDIA SWARUPGANJ branch in SWARUPGANJ is UTBI0SWA916.

What is the MICR code of UNITED BANK OF INDIA SWARUPGANJ?

The MICR code of UNITED BANK OF INDIA SWARUPGANJ branch is NA.

What is the address of UNITED BANK OF INDIA SWARUPGANJ?

UNITED BANK OF INDIA SWARUPGANJ branch is located at P.O SWARUPGANJ,NADIA.

Does UNITED BANK OF INDIA SWARUPGANJ support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA SWARUPGANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.