UNITED BANK OF INDIA IFSC Code – SARAIPALI, SARAIPALI , CHATTISHGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for SARAIPALI branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | SARAIPALI |
| IFSC Code | UTBI0SPAM12 |
| MICR Code | 496 |
| Address | RAIPUR-SAMABALPUR ROAD,DIST. MAHASAMUD, |
| City | SARAIPALI , CHATTISHGARH |
| District | MAHASAMUND |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0SPAM12
The IFSC code UTBI0SPAM12 uniquely identifies the SARAIPALI branch of UNITED BANK OF INDIA located in SARAIPALI , CHATTISHGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0SPAM12
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (SPAM12) – Unique branch identifier for SARAIPALI
How to Use IFSC Code UTBI0SPAM12
To transfer money to any account at UNITED BANK OF INDIA SARAIPALI branch, you will need to provide the IFSC code UTBI0SPAM12 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SARAIPALI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA SARAIPALI Branch
UNITED BANK OF INDIA SARAIPALI is a branch of UNITED BANK OF INDIA located in SARAIPALI , CHATTISHGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in SARAIPALI , CHATTISHGARH and surrounding areas.
Branch Address
RAIPUR-SAMABALPUR ROAD,DIST. MAHASAMUD,, SARAIPALI , CHATTISHGARH, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 496. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA SARAIPALI?
The IFSC code of UNITED BANK OF INDIA SARAIPALI branch in SARAIPALI , CHATTISHGARH is UTBI0SPAM12.
What is the MICR code of UNITED BANK OF INDIA SARAIPALI?
The MICR code of UNITED BANK OF INDIA SARAIPALI branch is 496.
What is the address of UNITED BANK OF INDIA SARAIPALI?
UNITED BANK OF INDIA SARAIPALI branch is located at RAIPUR-SAMABALPUR ROAD,DIST. MAHASAMUD,.
Does UNITED BANK OF INDIA SARAIPALI support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA SARAIPALI branch supports NEFT, RTGS, IMPS, and UPI transactions.