UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – SHYAMNAGAR, SHYAMNAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for SHYAMNAGAR branch.

IFSC Code
UTBI0SHNC97

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameSHYAMNAGAR
IFSC CodeUTBI0SHNC97
MICR Code700
Address257/1/1 BASUDEVPUR RD,SHYAMNAGAR
CitySHYAMNAGAR
DistrictNORTH 24 PARGANAS
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0SHNC97

The IFSC code UTBI0SHNC97 uniquely identifies the SHYAMNAGAR branch of UNITED BANK OF INDIA located in SHYAMNAGAR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0SHNC97

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SHNC97) – Unique branch identifier for SHYAMNAGAR

How to Use IFSC Code UTBI0SHNC97

To transfer money to any account at UNITED BANK OF INDIA SHYAMNAGAR branch, you will need to provide the IFSC code UTBI0SHNC97 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SHYAMNAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA SHYAMNAGAR Branch

UNITED BANK OF INDIA SHYAMNAGAR is a branch of UNITED BANK OF INDIA located in SHYAMNAGAR, WEST BENGAL. The branch provides comprehensive banking services to customers in SHYAMNAGAR and surrounding areas.

Branch Address

257/1/1 BASUDEVPUR RD,SHYAMNAGAR, SHYAMNAGAR, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA SHYAMNAGAR?

The IFSC code of UNITED BANK OF INDIA SHYAMNAGAR branch in SHYAMNAGAR is UTBI0SHNC97.

What is the MICR code of UNITED BANK OF INDIA SHYAMNAGAR?

The MICR code of UNITED BANK OF INDIA SHYAMNAGAR branch is 700.

What is the address of UNITED BANK OF INDIA SHYAMNAGAR?

UNITED BANK OF INDIA SHYAMNAGAR branch is located at 257/1/1 BASUDEVPUR RD,SHYAMNAGAR.

Does UNITED BANK OF INDIA SHYAMNAGAR support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA SHYAMNAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.