UNITED BANK OF INDIA IFSC Code – RAMRAJATALA, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for RAMRAJATALA branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | RAMRAJATALA |
| IFSC Code | UTBI0RAMD59 |
| MICR Code | 700 |
| Address | RAM CHARAN SETT ROAD,SANTRAGACHI,HOWRAH |
| City | HOWRAH |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0RAMD59
The IFSC code UTBI0RAMD59 uniquely identifies the RAMRAJATALA branch of UNITED BANK OF INDIA located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0RAMD59
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (RAMD59) – Unique branch identifier for RAMRAJATALA
How to Use IFSC Code UTBI0RAMD59
To transfer money to any account at UNITED BANK OF INDIA RAMRAJATALA branch, you will need to provide the IFSC code UTBI0RAMD59 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAMRAJATALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA RAMRAJATALA Branch
UNITED BANK OF INDIA RAMRAJATALA is a branch of UNITED BANK OF INDIA located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
RAM CHARAN SETT ROAD,SANTRAGACHI,HOWRAH, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA RAMRAJATALA?
The IFSC code of UNITED BANK OF INDIA RAMRAJATALA branch in HOWRAH is UTBI0RAMD59.
What is the MICR code of UNITED BANK OF INDIA RAMRAJATALA?
The MICR code of UNITED BANK OF INDIA RAMRAJATALA branch is 700.
What is the address of UNITED BANK OF INDIA RAMRAJATALA?
UNITED BANK OF INDIA RAMRAJATALA branch is located at RAM CHARAN SETT ROAD,SANTRAGACHI,HOWRAH.
Does UNITED BANK OF INDIA RAMRAJATALA support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA RAMRAJATALA branch supports NEFT, RTGS, IMPS, and UPI transactions.