UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – POWAI(MUMBAI), MUMBAI ( BOMBAY )

Complete bank details including IFSC code, MICR code, address and payment facilities for POWAI(MUMBAI) branch.

IFSC Code
UTBI0POM677

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NamePOWAI(MUMBAI)
IFSC CodeUTBI0POM677
MICR Code400
AddressSHOP NO.125,BLUE NILE,PACIFIC ENC.POWAI
CityMUMBAI ( BOMBAY )
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0POM677

The IFSC code UTBI0POM677 uniquely identifies the POWAI(MUMBAI) branch of UNITED BANK OF INDIA located in MUMBAI ( BOMBAY ), MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0POM677

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (POM677) – Unique branch identifier for POWAI(MUMBAI)

How to Use IFSC Code UTBI0POM677

To transfer money to any account at UNITED BANK OF INDIA POWAI(MUMBAI) branch, you will need to provide the IFSC code UTBI0POM677 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at POWAI(MUMBAI)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA POWAI(MUMBAI) Branch

UNITED BANK OF INDIA POWAI(MUMBAI) is a branch of UNITED BANK OF INDIA located in MUMBAI ( BOMBAY ), MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI ( BOMBAY ) and surrounding areas.

Branch Address

SHOP NO.125,BLUE NILE,PACIFIC ENC.POWAI, MUMBAI ( BOMBAY ), MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA POWAI(MUMBAI)?

The IFSC code of UNITED BANK OF INDIA POWAI(MUMBAI) branch in MUMBAI ( BOMBAY ) is UTBI0POM677.

What is the MICR code of UNITED BANK OF INDIA POWAI(MUMBAI)?

The MICR code of UNITED BANK OF INDIA POWAI(MUMBAI) branch is 400.

What is the address of UNITED BANK OF INDIA POWAI(MUMBAI)?

UNITED BANK OF INDIA POWAI(MUMBAI) branch is located at SHOP NO.125,BLUE NILE,PACIFIC ENC.POWAI.

Does UNITED BANK OF INDIA POWAI(MUMBAI) support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA POWAI(MUMBAI) branch supports NEFT, RTGS, IMPS, and UPI transactions.