UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – PREMNAGAR, PREMNAGAR,GANJAM

Complete bank details including IFSC code, MICR code, address and payment facilities for PREMNAGAR branch.

IFSC Code
UTBI0PMNQ11

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NamePREMNAGAR
IFSC CodeUTBI0PMNQ11
MICR Code760
AddressPREMNAGAR,6TH LANE,PO BERHAMPUR,DT GANJAM
CityPREMNAGAR,GANJAM
DistrictGANJAM
StateODISHA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0PMNQ11

The IFSC code UTBI0PMNQ11 uniquely identifies the PREMNAGAR branch of UNITED BANK OF INDIA located in PREMNAGAR,GANJAM, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0PMNQ11

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (PMNQ11) – Unique branch identifier for PREMNAGAR

How to Use IFSC Code UTBI0PMNQ11

To transfer money to any account at UNITED BANK OF INDIA PREMNAGAR branch, you will need to provide the IFSC code UTBI0PMNQ11 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PREMNAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA PREMNAGAR Branch

UNITED BANK OF INDIA PREMNAGAR is a branch of UNITED BANK OF INDIA located in PREMNAGAR,GANJAM, ODISHA. The branch provides comprehensive banking services to customers in PREMNAGAR,GANJAM and surrounding areas.

Branch Address

PREMNAGAR,6TH LANE,PO BERHAMPUR,DT GANJAM, PREMNAGAR,GANJAM, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 760. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA PREMNAGAR?

The IFSC code of UNITED BANK OF INDIA PREMNAGAR branch in PREMNAGAR,GANJAM is UTBI0PMNQ11.

What is the MICR code of UNITED BANK OF INDIA PREMNAGAR?

The MICR code of UNITED BANK OF INDIA PREMNAGAR branch is 760.

What is the address of UNITED BANK OF INDIA PREMNAGAR?

UNITED BANK OF INDIA PREMNAGAR branch is located at PREMNAGAR,6TH LANE,PO BERHAMPUR,DT GANJAM.

Does UNITED BANK OF INDIA PREMNAGAR support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA PREMNAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.