UNITED BANK OF INDIA IFSC Code – PHULBANI, PHULBANI
Complete bank details including IFSC code, MICR code, address and payment facilities for PHULBANI branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | PHULBANI |
| IFSC Code | UTBI0PHIK61 |
| MICR Code | 762 |
| Address | ANANDA BAZAR,MAIN BAZAR PHULBANI |
| City | PHULBANI |
| District | PHULABANI |
| State | ODISHA |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0PHIK61
The IFSC code UTBI0PHIK61 uniquely identifies the PHULBANI branch of UNITED BANK OF INDIA located in PHULBANI, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0PHIK61
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (PHIK61) – Unique branch identifier for PHULBANI
How to Use IFSC Code UTBI0PHIK61
To transfer money to any account at UNITED BANK OF INDIA PHULBANI branch, you will need to provide the IFSC code UTBI0PHIK61 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHULBANI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA PHULBANI Branch
UNITED BANK OF INDIA PHULBANI is a branch of UNITED BANK OF INDIA located in PHULBANI, ODISHA. The branch provides comprehensive banking services to customers in PHULBANI and surrounding areas.
Branch Address
ANANDA BAZAR,MAIN BAZAR PHULBANI, PHULBANI, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 762. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA PHULBANI?
The IFSC code of UNITED BANK OF INDIA PHULBANI branch in PHULBANI is UTBI0PHIK61.
What is the MICR code of UNITED BANK OF INDIA PHULBANI?
The MICR code of UNITED BANK OF INDIA PHULBANI branch is 762.
What is the address of UNITED BANK OF INDIA PHULBANI?
UNITED BANK OF INDIA PHULBANI branch is located at ANANDA BAZAR,MAIN BAZAR PHULBANI.
Does UNITED BANK OF INDIA PHULBANI support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA PHULBANI branch supports NEFT, RTGS, IMPS, and UPI transactions.