UNITED BANK OF INDIA IFSC Code – NAIHATI, NAIHATI
Complete bank details including IFSC code, MICR code, address and payment facilities for NAIHATI branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | NAIHATI |
| IFSC Code | UTBI0NHT229 |
| MICR Code | 700 |
| Address | 29,AUROBINDO RD,NAIHATI,24PGS(N) |
| City | NAIHATI |
| District | NORTH 24 PARGANAS |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0NHT229
The IFSC code UTBI0NHT229 uniquely identifies the NAIHATI branch of UNITED BANK OF INDIA located in NAIHATI, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0NHT229
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (NHT229) – Unique branch identifier for NAIHATI
How to Use IFSC Code UTBI0NHT229
To transfer money to any account at UNITED BANK OF INDIA NAIHATI branch, you will need to provide the IFSC code UTBI0NHT229 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAIHATI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA NAIHATI Branch
UNITED BANK OF INDIA NAIHATI is a branch of UNITED BANK OF INDIA located in NAIHATI, WEST BENGAL. The branch provides comprehensive banking services to customers in NAIHATI and surrounding areas.
Branch Address
29,AUROBINDO RD,NAIHATI,24PGS(N), NAIHATI, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA NAIHATI?
The IFSC code of UNITED BANK OF INDIA NAIHATI branch in NAIHATI is UTBI0NHT229.
What is the MICR code of UNITED BANK OF INDIA NAIHATI?
The MICR code of UNITED BANK OF INDIA NAIHATI branch is 700.
What is the address of UNITED BANK OF INDIA NAIHATI?
UNITED BANK OF INDIA NAIHATI branch is located at 29,AUROBINDO RD,NAIHATI,24PGS(N).
Does UNITED BANK OF INDIA NAIHATI support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA NAIHATI branch supports NEFT, RTGS, IMPS, and UPI transactions.