UNITED BANK OF INDIA IFSC Code – NAUGACHIA, NAUGACHIA
Complete bank details including IFSC code, MICR code, address and payment facilities for NAUGACHIA branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | NAUGACHIA |
| IFSC Code | UTBI0NGCQ17 |
| MICR Code | 853 |
| Address | NAUGACHIA, |
| City | NAUGACHIA |
| District | BHAGALPUR |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0NGCQ17
The IFSC code UTBI0NGCQ17 uniquely identifies the NAUGACHIA branch of UNITED BANK OF INDIA located in NAUGACHIA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0NGCQ17
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (NGCQ17) – Unique branch identifier for NAUGACHIA
How to Use IFSC Code UTBI0NGCQ17
To transfer money to any account at UNITED BANK OF INDIA NAUGACHIA branch, you will need to provide the IFSC code UTBI0NGCQ17 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAUGACHIA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA NAUGACHIA Branch
UNITED BANK OF INDIA NAUGACHIA is a branch of UNITED BANK OF INDIA located in NAUGACHIA, BIHAR. The branch provides comprehensive banking services to customers in NAUGACHIA and surrounding areas.
Branch Address
NAUGACHIA,, NAUGACHIA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 853. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA NAUGACHIA?
The IFSC code of UNITED BANK OF INDIA NAUGACHIA branch in NAUGACHIA is UTBI0NGCQ17.
What is the MICR code of UNITED BANK OF INDIA NAUGACHIA?
The MICR code of UNITED BANK OF INDIA NAUGACHIA branch is 853.
What is the address of UNITED BANK OF INDIA NAUGACHIA?
UNITED BANK OF INDIA NAUGACHIA branch is located at NAUGACHIA,.
Does UNITED BANK OF INDIA NAUGACHIA support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA NAUGACHIA branch supports NEFT, RTGS, IMPS, and UPI transactions.