UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – MAHESTALA, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for MAHESTALA branch.

IFSC Code
UTBI0MTL961

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameMAHESTALA
IFSC CodeUTBI0MTL961
MICR Code700
AddressJALKHURA SUP MKT,MAHESTALA.24PGS(S)
CityKOLKATA
DistrictSOUTH 24 PARGANAS
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0MTL961

The IFSC code UTBI0MTL961 uniquely identifies the MAHESTALA branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0MTL961

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (MTL961) – Unique branch identifier for MAHESTALA

How to Use IFSC Code UTBI0MTL961

To transfer money to any account at UNITED BANK OF INDIA MAHESTALA branch, you will need to provide the IFSC code UTBI0MTL961 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MAHESTALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA MAHESTALA Branch

UNITED BANK OF INDIA MAHESTALA is a branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

JALKHURA SUP MKT,MAHESTALA.24PGS(S), KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA MAHESTALA?

The IFSC code of UNITED BANK OF INDIA MAHESTALA branch in KOLKATA is UTBI0MTL961.

What is the MICR code of UNITED BANK OF INDIA MAHESTALA?

The MICR code of UNITED BANK OF INDIA MAHESTALA branch is 700.

What is the address of UNITED BANK OF INDIA MAHESTALA?

UNITED BANK OF INDIA MAHESTALA branch is located at JALKHURA SUP MKT,MAHESTALA.24PGS(S).

Does UNITED BANK OF INDIA MAHESTALA support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA MAHESTALA branch supports NEFT, RTGS, IMPS, and UPI transactions.