UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – LAKSHMIKANTAPUR, LAKSHMIKANTAPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for LAKSHMIKANTAPUR branch.

IFSC Code
UTBI0LKK031

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameLAKSHMIKANTAPUR
IFSC CodeUTBI0LKK031
MICR CodeNA
AddressBIJAYGANJ BAZAR,GHATESWAR24PGS(S)
CityLAKSHMIKANTAPUR
DistrictSOUTH 24 PARGANAS
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0LKK031

The IFSC code UTBI0LKK031 uniquely identifies the LAKSHMIKANTAPUR branch of UNITED BANK OF INDIA located in LAKSHMIKANTAPUR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0LKK031

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (LKK031) – Unique branch identifier for LAKSHMIKANTAPUR

How to Use IFSC Code UTBI0LKK031

To transfer money to any account at UNITED BANK OF INDIA LAKSHMIKANTAPUR branch, you will need to provide the IFSC code UTBI0LKK031 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LAKSHMIKANTAPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA LAKSHMIKANTAPUR Branch

UNITED BANK OF INDIA LAKSHMIKANTAPUR is a branch of UNITED BANK OF INDIA located in LAKSHMIKANTAPUR, WEST BENGAL. The branch provides comprehensive banking services to customers in LAKSHMIKANTAPUR and surrounding areas.

Branch Address

BIJAYGANJ BAZAR,GHATESWAR24PGS(S), LAKSHMIKANTAPUR, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA LAKSHMIKANTAPUR?

The IFSC code of UNITED BANK OF INDIA LAKSHMIKANTAPUR branch in LAKSHMIKANTAPUR is UTBI0LKK031.

What is the MICR code of UNITED BANK OF INDIA LAKSHMIKANTAPUR?

The MICR code of UNITED BANK OF INDIA LAKSHMIKANTAPUR branch is NA.

What is the address of UNITED BANK OF INDIA LAKSHMIKANTAPUR?

UNITED BANK OF INDIA LAKSHMIKANTAPUR branch is located at BIJAYGANJ BAZAR,GHATESWAR24PGS(S).

Does UNITED BANK OF INDIA LAKSHMIKANTAPUR support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA LAKSHMIKANTAPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.