UNITED BANK OF INDIA IFSC Code – LAKE GARDENS, KOLKATA
Complete bank details including IFSC code, MICR code, address and payment facilities for LAKE GARDENS branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | LAKE GARDENS |
| IFSC Code | UTBI0LKG146 |
| MICR Code | 700 |
| Address | 162/A/89 LAKE GARDENS,KOLKATA |
| City | KOLKATA |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0LKG146
The IFSC code UTBI0LKG146 uniquely identifies the LAKE GARDENS branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0LKG146
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (LKG146) – Unique branch identifier for LAKE GARDENS
How to Use IFSC Code UTBI0LKG146
To transfer money to any account at UNITED BANK OF INDIA LAKE GARDENS branch, you will need to provide the IFSC code UTBI0LKG146 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LAKE GARDENS
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA LAKE GARDENS Branch
UNITED BANK OF INDIA LAKE GARDENS is a branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.
Branch Address
162/A/89 LAKE GARDENS,KOLKATA, KOLKATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA LAKE GARDENS?
The IFSC code of UNITED BANK OF INDIA LAKE GARDENS branch in KOLKATA is UTBI0LKG146.
What is the MICR code of UNITED BANK OF INDIA LAKE GARDENS?
The MICR code of UNITED BANK OF INDIA LAKE GARDENS branch is 700.
What is the address of UNITED BANK OF INDIA LAKE GARDENS?
UNITED BANK OF INDIA LAKE GARDENS branch is located at 162/A/89 LAKE GARDENS,KOLKATA.
Does UNITED BANK OF INDIA LAKE GARDENS support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA LAKE GARDENS branch supports NEFT, RTGS, IMPS, and UPI transactions.