UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – KERULIA, KERULIA

Complete bank details including IFSC code, MICR code, address and payment facilities for KERULIA branch.

IFSC Code
UTBI0KERE38

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameKERULIA
IFSC CodeUTBI0KERE38
MICR Code700
AddressKERULIA BAZAR,PO-RAHARA,24PG(N)
CityKERULIA
DistrictNORTH 24 PARGANAS
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0KERE38

The IFSC code UTBI0KERE38 uniquely identifies the KERULIA branch of UNITED BANK OF INDIA located in KERULIA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0KERE38

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (KERE38) – Unique branch identifier for KERULIA

How to Use IFSC Code UTBI0KERE38

To transfer money to any account at UNITED BANK OF INDIA KERULIA branch, you will need to provide the IFSC code UTBI0KERE38 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KERULIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA KERULIA Branch

UNITED BANK OF INDIA KERULIA is a branch of UNITED BANK OF INDIA located in KERULIA, WEST BENGAL. The branch provides comprehensive banking services to customers in KERULIA and surrounding areas.

Branch Address

KERULIA BAZAR,PO-RAHARA,24PG(N), KERULIA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA KERULIA?

The IFSC code of UNITED BANK OF INDIA KERULIA branch in KERULIA is UTBI0KERE38.

What is the MICR code of UNITED BANK OF INDIA KERULIA?

The MICR code of UNITED BANK OF INDIA KERULIA branch is 700.

What is the address of UNITED BANK OF INDIA KERULIA?

UNITED BANK OF INDIA KERULIA branch is located at KERULIA BAZAR,PO-RAHARA,24PG(N).

Does UNITED BANK OF INDIA KERULIA support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA KERULIA branch supports NEFT, RTGS, IMPS, and UPI transactions.