UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – KARANJIA, KARANJIA

Complete bank details including IFSC code, MICR code, address and payment facilities for KARANJIA branch.

IFSC Code
UTBI0KAJQ05

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameKARANJIA
IFSC CodeUTBI0KAJQ05
MICR CodeNA
AddressAT- GOLEI CHHAK,P.O. K,PO KARANJIA,MAYURBHANJ
CityKARANJIA
DistrictKEONJHAR
StateODISHA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0KAJQ05

The IFSC code UTBI0KAJQ05 uniquely identifies the KARANJIA branch of UNITED BANK OF INDIA located in KARANJIA, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0KAJQ05

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (KAJQ05) – Unique branch identifier for KARANJIA

How to Use IFSC Code UTBI0KAJQ05

To transfer money to any account at UNITED BANK OF INDIA KARANJIA branch, you will need to provide the IFSC code UTBI0KAJQ05 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARANJIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA KARANJIA Branch

UNITED BANK OF INDIA KARANJIA is a branch of UNITED BANK OF INDIA located in KARANJIA, ODISHA. The branch provides comprehensive banking services to customers in KARANJIA and surrounding areas.

Branch Address

AT- GOLEI CHHAK,P.O. K,PO KARANJIA,MAYURBHANJ, KARANJIA, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA KARANJIA?

The IFSC code of UNITED BANK OF INDIA KARANJIA branch in KARANJIA is UTBI0KAJQ05.

What is the MICR code of UNITED BANK OF INDIA KARANJIA?

The MICR code of UNITED BANK OF INDIA KARANJIA branch is NA.

What is the address of UNITED BANK OF INDIA KARANJIA?

UNITED BANK OF INDIA KARANJIA branch is located at AT- GOLEI CHHAK,P.O. K,PO KARANJIA,MAYURBHANJ.

Does UNITED BANK OF INDIA KARANJIA support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA KARANJIA branch supports NEFT, RTGS, IMPS, and UPI transactions.