UNITED BANK OF INDIA IFSC Code – JOWAI, JOWAI
Complete bank details including IFSC code, MICR code, address and payment facilities for JOWAI branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | JOWAI |
| IFSC Code | UTBI0JOW322 |
| MICR Code | NA |
| Address | JOWTAWMUSINNG ROAD,JOWAI,MEGHALAYA |
| City | JOWAI |
| District | JAINTIA HILL |
| State | MEGHALAYA |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0JOW322
The IFSC code UTBI0JOW322 uniquely identifies the JOWAI branch of UNITED BANK OF INDIA located in JOWAI, MEGHALAYA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0JOW322
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (JOW322) – Unique branch identifier for JOWAI
How to Use IFSC Code UTBI0JOW322
To transfer money to any account at UNITED BANK OF INDIA JOWAI branch, you will need to provide the IFSC code UTBI0JOW322 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JOWAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA JOWAI Branch
UNITED BANK OF INDIA JOWAI is a branch of UNITED BANK OF INDIA located in JOWAI, MEGHALAYA. The branch provides comprehensive banking services to customers in JOWAI and surrounding areas.
Branch Address
JOWTAWMUSINNG ROAD,JOWAI,MEGHALAYA, JOWAI, MEGHALAYA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA JOWAI?
The IFSC code of UNITED BANK OF INDIA JOWAI branch in JOWAI is UTBI0JOW322.
What is the MICR code of UNITED BANK OF INDIA JOWAI?
The MICR code of UNITED BANK OF INDIA JOWAI branch is NA.
What is the address of UNITED BANK OF INDIA JOWAI?
UNITED BANK OF INDIA JOWAI branch is located at JOWTAWMUSINNG ROAD,JOWAI,MEGHALAYA.
Does UNITED BANK OF INDIA JOWAI support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA JOWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.