UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – JORASANKO, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for JORASANKO branch.

IFSC Code
UTBI0JOR118

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameJORASANKO
IFSC CodeUTBI0JOR118
MICR Code700
Address223, C.R AVENUE,KOLKATA
CityKOLKATA
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0JOR118

The IFSC code UTBI0JOR118 uniquely identifies the JORASANKO branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0JOR118

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (JOR118) – Unique branch identifier for JORASANKO

How to Use IFSC Code UTBI0JOR118

To transfer money to any account at UNITED BANK OF INDIA JORASANKO branch, you will need to provide the IFSC code UTBI0JOR118 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JORASANKO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA JORASANKO Branch

UNITED BANK OF INDIA JORASANKO is a branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

223, C.R AVENUE,KOLKATA, KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA JORASANKO?

The IFSC code of UNITED BANK OF INDIA JORASANKO branch in KOLKATA is UTBI0JOR118.

What is the MICR code of UNITED BANK OF INDIA JORASANKO?

The MICR code of UNITED BANK OF INDIA JORASANKO branch is 700.

What is the address of UNITED BANK OF INDIA JORASANKO?

UNITED BANK OF INDIA JORASANKO branch is located at 223, C.R AVENUE,KOLKATA.

Does UNITED BANK OF INDIA JORASANKO support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA JORASANKO branch supports NEFT, RTGS, IMPS, and UPI transactions.