UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – RTGS-HO, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for RTGS-HO branch.

IFSC Code
UTBI0HOA139

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameRTGS-HO
IFSC CodeUTBI0HOA139
MICR CodeNA
Address11,HEMANTA BASU SARANI,KOLKATA
CityKOLKATA
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0HOA139

The IFSC code UTBI0HOA139 uniquely identifies the RTGS-HO branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0HOA139

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (HOA139) – Unique branch identifier for RTGS-HO

How to Use IFSC Code UTBI0HOA139

To transfer money to any account at UNITED BANK OF INDIA RTGS-HO branch, you will need to provide the IFSC code UTBI0HOA139 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RTGS-HO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA RTGS-HO Branch

UNITED BANK OF INDIA RTGS-HO is a branch of UNITED BANK OF INDIA located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

11,HEMANTA BASU SARANI,KOLKATA, KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA RTGS-HO?

The IFSC code of UNITED BANK OF INDIA RTGS-HO branch in KOLKATA is UTBI0HOA139.

What is the MICR code of UNITED BANK OF INDIA RTGS-HO?

The MICR code of UNITED BANK OF INDIA RTGS-HO branch is NA.

What is the address of UNITED BANK OF INDIA RTGS-HO?

UNITED BANK OF INDIA RTGS-HO branch is located at 11,HEMANTA BASU SARANI,KOLKATA.

Does UNITED BANK OF INDIA RTGS-HO support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA RTGS-HO branch supports NEFT, RTGS, IMPS, and UPI transactions.