UNITED BANK OF INDIA IFSC Code – GANGTOK, GANGTOK
Complete bank details including IFSC code, MICR code, address and payment facilities for GANGTOK branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | GANGTOK |
| IFSC Code | UTBI0GTKF44 |
| MICR Code | NA |
| Address | FWBLDG,DEORALI,SC RD,TADONG,E.SIKKIM |
| City | GANGTOK |
| District | EAST SIKKIM |
| State | SIKKIM |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0GTKF44
The IFSC code UTBI0GTKF44 uniquely identifies the GANGTOK branch of UNITED BANK OF INDIA located in GANGTOK, SIKKIM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0GTKF44
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (GTKF44) – Unique branch identifier for GANGTOK
How to Use IFSC Code UTBI0GTKF44
To transfer money to any account at UNITED BANK OF INDIA GANGTOK branch, you will need to provide the IFSC code UTBI0GTKF44 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GANGTOK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA GANGTOK Branch
UNITED BANK OF INDIA GANGTOK is a branch of UNITED BANK OF INDIA located in GANGTOK, SIKKIM. The branch provides comprehensive banking services to customers in GANGTOK and surrounding areas.
Branch Address
FWBLDG,DEORALI,SC RD,TADONG,E.SIKKIM, GANGTOK, SIKKIM
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA GANGTOK?
The IFSC code of UNITED BANK OF INDIA GANGTOK branch in GANGTOK is UTBI0GTKF44.
What is the MICR code of UNITED BANK OF INDIA GANGTOK?
The MICR code of UNITED BANK OF INDIA GANGTOK branch is NA.
What is the address of UNITED BANK OF INDIA GANGTOK?
UNITED BANK OF INDIA GANGTOK branch is located at FWBLDG,DEORALI,SC RD,TADONG,E.SIKKIM.
Does UNITED BANK OF INDIA GANGTOK support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA GANGTOK branch supports NEFT, RTGS, IMPS, and UPI transactions.