UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – GANDHINAGAR(JAMMU), GANDHINAGAR(JAMMU)

Complete bank details including IFSC code, MICR code, address and payment facilities for GANDHINAGAR(JAMMU) branch.

IFSC Code
UTBI0GNJ733

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameGANDHINAGAR(JAMMU)
IFSC CodeUTBI0GNJ733
MICR Code180
Address729-A LAST MORH,GANDHINAGAR,JAMMU
CityGANDHINAGAR(JAMMU)
DistrictSRINAGAR
StateJAMMU AND KASHMIR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0GNJ733

The IFSC code UTBI0GNJ733 uniquely identifies the GANDHINAGAR(JAMMU) branch of UNITED BANK OF INDIA located in GANDHINAGAR(JAMMU), JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0GNJ733

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (GNJ733) – Unique branch identifier for GANDHINAGAR(JAMMU)

How to Use IFSC Code UTBI0GNJ733

To transfer money to any account at UNITED BANK OF INDIA GANDHINAGAR(JAMMU) branch, you will need to provide the IFSC code UTBI0GNJ733 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GANDHINAGAR(JAMMU)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA GANDHINAGAR(JAMMU) Branch

UNITED BANK OF INDIA GANDHINAGAR(JAMMU) is a branch of UNITED BANK OF INDIA located in GANDHINAGAR(JAMMU), JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in GANDHINAGAR(JAMMU) and surrounding areas.

Branch Address

729-A LAST MORH,GANDHINAGAR,JAMMU, GANDHINAGAR(JAMMU), JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 180. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA GANDHINAGAR(JAMMU)?

The IFSC code of UNITED BANK OF INDIA GANDHINAGAR(JAMMU) branch in GANDHINAGAR(JAMMU) is UTBI0GNJ733.

What is the MICR code of UNITED BANK OF INDIA GANDHINAGAR(JAMMU)?

The MICR code of UNITED BANK OF INDIA GANDHINAGAR(JAMMU) branch is 180.

What is the address of UNITED BANK OF INDIA GANDHINAGAR(JAMMU)?

UNITED BANK OF INDIA GANDHINAGAR(JAMMU) branch is located at 729-A LAST MORH,GANDHINAGAR,JAMMU.

Does UNITED BANK OF INDIA GANDHINAGAR(JAMMU) support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA GANDHINAGAR(JAMMU) branch supports NEFT, RTGS, IMPS, and UPI transactions.