UNITED BANK OF INDIA IFSC Code – GAIGHATA, GAIGHATA
Complete bank details including IFSC code, MICR code, address and payment facilities for GAIGHATA branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | GAIGHATA |
| IFSC Code | UTBI0GGT004 |
| MICR Code | NA |
| Address | GAIGHATA,24PARGANA(NORTH) |
| City | GAIGHATA |
| District | NORTH 24 PARGANAS |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0GGT004
The IFSC code UTBI0GGT004 uniquely identifies the GAIGHATA branch of UNITED BANK OF INDIA located in GAIGHATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0GGT004
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (GGT004) – Unique branch identifier for GAIGHATA
How to Use IFSC Code UTBI0GGT004
To transfer money to any account at UNITED BANK OF INDIA GAIGHATA branch, you will need to provide the IFSC code UTBI0GGT004 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GAIGHATA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA GAIGHATA Branch
UNITED BANK OF INDIA GAIGHATA is a branch of UNITED BANK OF INDIA located in GAIGHATA, WEST BENGAL. The branch provides comprehensive banking services to customers in GAIGHATA and surrounding areas.
Branch Address
GAIGHATA,24PARGANA(NORTH), GAIGHATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA GAIGHATA?
The IFSC code of UNITED BANK OF INDIA GAIGHATA branch in GAIGHATA is UTBI0GGT004.
What is the MICR code of UNITED BANK OF INDIA GAIGHATA?
The MICR code of UNITED BANK OF INDIA GAIGHATA branch is NA.
What is the address of UNITED BANK OF INDIA GAIGHATA?
UNITED BANK OF INDIA GAIGHATA branch is located at GAIGHATA,24PARGANA(NORTH).
Does UNITED BANK OF INDIA GAIGHATA support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA GAIGHATA branch supports NEFT, RTGS, IMPS, and UPI transactions.