UNITED BANK OF INDIA IFSC Code – CHENGAIL, CHENGAIL
Complete bank details including IFSC code, MICR code, address and payment facilities for CHENGAIL branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | CHENGAIL |
| IFSC Code | UTBI0CGLD04 |
| MICR Code | 700 |
| Address | DAIBAKHALI,SAJJID,MARKET,HOWRAH |
| City | CHENGAIL |
| District | HOWRAH |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0CGLD04
The IFSC code UTBI0CGLD04 uniquely identifies the CHENGAIL branch of UNITED BANK OF INDIA located in CHENGAIL, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0CGLD04
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (CGLD04) – Unique branch identifier for CHENGAIL
How to Use IFSC Code UTBI0CGLD04
To transfer money to any account at UNITED BANK OF INDIA CHENGAIL branch, you will need to provide the IFSC code UTBI0CGLD04 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHENGAIL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA CHENGAIL Branch
UNITED BANK OF INDIA CHENGAIL is a branch of UNITED BANK OF INDIA located in CHENGAIL, WEST BENGAL. The branch provides comprehensive banking services to customers in CHENGAIL and surrounding areas.
Branch Address
DAIBAKHALI,SAJJID,MARKET,HOWRAH, CHENGAIL, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA CHENGAIL?
The IFSC code of UNITED BANK OF INDIA CHENGAIL branch in CHENGAIL is UTBI0CGLD04.
What is the MICR code of UNITED BANK OF INDIA CHENGAIL?
The MICR code of UNITED BANK OF INDIA CHENGAIL branch is 700.
What is the address of UNITED BANK OF INDIA CHENGAIL?
UNITED BANK OF INDIA CHENGAIL branch is located at DAIBAKHALI,SAJJID,MARKET,HOWRAH.
Does UNITED BANK OF INDIA CHENGAIL support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA CHENGAIL branch supports NEFT, RTGS, IMPS, and UPI transactions.