UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KERAN, BHALWAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KERAN branch.

IFSC Code
UCBA0003166

Bank Details

Bank NameUCO BANK
Branch NameKERAN
IFSC CodeUCBA0003166
MICR CodeWAITING
AddressOPP KAHLATH DEV MANDIRKOT BHALWAL ROAD,KERAN
CityBHALWAL
DistrictJAMMU
StateJAMMU AND KASHMIR
Contact2430132

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003166

The IFSC code UCBA0003166 uniquely identifies the KERAN branch of UCO BANK located in BHALWAL, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003166

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003166) – Unique branch identifier for KERAN

How to Use IFSC Code UCBA0003166

To transfer money to any account at UCO BANK KERAN branch, you will need to provide the IFSC code UCBA0003166 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KERAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KERAN Branch

UCO BANK KERAN is a branch of UCO BANK located in BHALWAL, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in BHALWAL and surrounding areas.

Branch Address

OPP KAHLATH DEV MANDIRKOT BHALWAL ROAD,KERAN, BHALWAL, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KERAN?

The IFSC code of UCO BANK KERAN branch in BHALWAL is UCBA0003166.

What is the MICR code of UCO BANK KERAN?

The MICR code of UCO BANK KERAN branch is WAITING.

What is the address of UCO BANK KERAN?

UCO BANK KERAN branch is located at OPP KAHLATH DEV MANDIRKOT BHALWAL ROAD,KERAN.

Does UCO BANK KERAN support NEFT/RTGS/IMPS?

UCO BANK KERAN branch supports NEFT, RTGS, IMPS, and UPI transactions.