UCO BANKVerified Feb 2026

UCO BANK IFSC Code – WADALA, WADALA KALAN

Complete bank details including IFSC code, MICR code, address and payment facilities for WADALA branch.

IFSC Code
UCBA0003084

Bank Details

Bank NameUCO BANK
Branch NameWADALA
IFSC CodeUCBA0003084
MICR CodeWAITING
AddressPLOT NO 322VIRK ENCLAVE WADALA CHOWK
CityWADALA KALAN
DistrictAMRITSAR
StatePUNJAB
Contact9888859485

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003084

The IFSC code UCBA0003084 uniquely identifies the WADALA branch of UCO BANK located in WADALA KALAN, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003084

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003084) – Unique branch identifier for WADALA

How to Use IFSC Code UCBA0003084

To transfer money to any account at UCO BANK WADALA branch, you will need to provide the IFSC code UCBA0003084 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at WADALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK WADALA Branch

UCO BANK WADALA is a branch of UCO BANK located in WADALA KALAN, PUNJAB. The branch provides comprehensive banking services to customers in WADALA KALAN and surrounding areas.

Branch Address

PLOT NO 322VIRK ENCLAVE WADALA CHOWK, WADALA KALAN, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK WADALA?

The IFSC code of UCO BANK WADALA branch in WADALA KALAN is UCBA0003084.

What is the MICR code of UCO BANK WADALA?

The MICR code of UCO BANK WADALA branch is WAITING.

What is the address of UCO BANK WADALA?

UCO BANK WADALA branch is located at PLOT NO 322VIRK ENCLAVE WADALA CHOWK.

Does UCO BANK WADALA support NEFT/RTGS/IMPS?

UCO BANK WADALA branch supports NEFT, RTGS, IMPS, and UPI transactions.