UCO BANKVerified Feb 2026

UCO BANK IFSC Code – LAD BHAROL, LADBHAROL

Complete bank details including IFSC code, MICR code, address and payment facilities for LAD BHAROL branch.

IFSC Code
UCBA0003075

Bank Details

Bank NameUCO BANK
Branch NameLAD BHAROL
IFSC CodeUCBA0003075
MICR CodeWAITING
AddressLAD-BHAROL,TEHSILLAD-BHAROL,DISTT MANDI
CityLADBHAROL
DistrictMANDI
StateHIMACHAL PRADESH
Contact8894091103

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003075

The IFSC code UCBA0003075 uniquely identifies the LAD BHAROL branch of UCO BANK located in LADBHAROL, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003075

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003075) – Unique branch identifier for LAD BHAROL

How to Use IFSC Code UCBA0003075

To transfer money to any account at UCO BANK LAD BHAROL branch, you will need to provide the IFSC code UCBA0003075 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LAD BHAROL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK LAD BHAROL Branch

UCO BANK LAD BHAROL is a branch of UCO BANK located in LADBHAROL, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in LADBHAROL and surrounding areas.

Branch Address

LAD-BHAROL,TEHSILLAD-BHAROL,DISTT MANDI, LADBHAROL, HIMACHAL PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK LAD BHAROL?

The IFSC code of UCO BANK LAD BHAROL branch in LADBHAROL is UCBA0003075.

What is the MICR code of UCO BANK LAD BHAROL?

The MICR code of UCO BANK LAD BHAROL branch is WAITING.

What is the address of UCO BANK LAD BHAROL?

UCO BANK LAD BHAROL branch is located at LAD-BHAROL,TEHSILLAD-BHAROL,DISTT MANDI.

Does UCO BANK LAD BHAROL support NEFT/RTGS/IMPS?

UCO BANK LAD BHAROL branch supports NEFT, RTGS, IMPS, and UPI transactions.