UCO BANK IFSC Code – GHANAUR, GHANAUR
Complete bank details including IFSC code, MICR code, address and payment facilities for GHANAUR branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | GHANAUR |
| IFSC Code | UCBA0002991 |
| MICR Code | WAITING |
| Address | BAHADURGARH ROADNEAR BUS STAND GHANAUR |
| City | GHANAUR |
| District | PATIALA |
| State | PUNJAB |
| Contact | 267410 |
Payment Facilities
About IFSC Code UCBA0002991
The IFSC code UCBA0002991 uniquely identifies the GHANAUR branch of UCO BANK located in GHANAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002991
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002991) – Unique branch identifier for GHANAUR
How to Use IFSC Code UCBA0002991
To transfer money to any account at UCO BANK GHANAUR branch, you will need to provide the IFSC code UCBA0002991 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GHANAUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK GHANAUR Branch
UCO BANK GHANAUR is a branch of UCO BANK located in GHANAUR, PUNJAB. The branch provides comprehensive banking services to customers in GHANAUR and surrounding areas.
Branch Address
BAHADURGARH ROADNEAR BUS STAND GHANAUR, GHANAUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK GHANAUR?
The IFSC code of UCO BANK GHANAUR branch in GHANAUR is UCBA0002991.
What is the MICR code of UCO BANK GHANAUR?
The MICR code of UCO BANK GHANAUR branch is WAITING.
What is the address of UCO BANK GHANAUR?
UCO BANK GHANAUR branch is located at BAHADURGARH ROADNEAR BUS STAND GHANAUR.
Does UCO BANK GHANAUR support NEFT/RTGS/IMPS?
UCO BANK GHANAUR branch supports NEFT, RTGS, IMPS, and UPI transactions.