UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GHURNI, KRISHNANAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for GHURNI branch.

IFSC Code
UCBA0002807

Bank Details

Bank NameUCO BANK
Branch NameGHURNI
IFSC CodeUCBA0002807
MICR Code741028503
AddressAT- MUNICIPALITY MARRIAGE HALL MARKET COMPLEX1ST FLOOR, GHURNI BELTALA BAZAR, WARD NO-1, A 741103
CityKRISHNANAGAR
DistrictNADIA
StateWEST BENGAL
Contact9836593583

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002807

The IFSC code UCBA0002807 uniquely identifies the GHURNI branch of UCO BANK located in KRISHNANAGAR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002807

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002807) – Unique branch identifier for GHURNI

How to Use IFSC Code UCBA0002807

To transfer money to any account at UCO BANK GHURNI branch, you will need to provide the IFSC code UCBA0002807 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHURNI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GHURNI Branch

UCO BANK GHURNI is a branch of UCO BANK located in KRISHNANAGAR, WEST BENGAL. The branch provides comprehensive banking services to customers in KRISHNANAGAR and surrounding areas.

Branch Address

AT- MUNICIPALITY MARRIAGE HALL MARKET COMPLEX1ST FLOOR, GHURNI BELTALA BAZAR, WARD NO-1, A 741103, KRISHNANAGAR, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 741028503. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GHURNI?

The IFSC code of UCO BANK GHURNI branch in KRISHNANAGAR is UCBA0002807.

What is the MICR code of UCO BANK GHURNI?

The MICR code of UCO BANK GHURNI branch is 741028503.

What is the address of UCO BANK GHURNI?

UCO BANK GHURNI branch is located at AT- MUNICIPALITY MARRIAGE HALL MARKET COMPLEX1ST FLOOR, GHURNI BELTALA BAZAR, WARD NO-1, A 741103.

Does UCO BANK GHURNI support NEFT/RTGS/IMPS?

UCO BANK GHURNI branch supports NEFT, RTGS, IMPS, and UPI transactions.