UCO BANKVerified Feb 2026

UCO BANK IFSC Code – JOWAI, JOWAI

Complete bank details including IFSC code, MICR code, address and payment facilities for JOWAI branch.

IFSC Code
UCBA0002758

Bank Details

Bank NameUCO BANK
Branch NameJOWAI
IFSC CodeUCBA0002758
MICR CodeNA
AddressJOWAI,NH 44,WEST JAINTIA HILLSHOUSE OF SMT.P DKHAR,LOOM SOO IUNG,NEW HILL
CityJOWAI
DistrictJAINTIA HILLS
StateMEGHALAYA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002758

The IFSC code UCBA0002758 uniquely identifies the JOWAI branch of UCO BANK located in JOWAI, MEGHALAYA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002758

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002758) – Unique branch identifier for JOWAI

How to Use IFSC Code UCBA0002758

To transfer money to any account at UCO BANK JOWAI branch, you will need to provide the IFSC code UCBA0002758 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JOWAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK JOWAI Branch

UCO BANK JOWAI is a branch of UCO BANK located in JOWAI, MEGHALAYA. The branch provides comprehensive banking services to customers in JOWAI and surrounding areas.

Branch Address

JOWAI,NH 44,WEST JAINTIA HILLSHOUSE OF SMT.P DKHAR,LOOM SOO IUNG,NEW HILL, JOWAI, MEGHALAYA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK JOWAI?

The IFSC code of UCO BANK JOWAI branch in JOWAI is UCBA0002758.

What is the MICR code of UCO BANK JOWAI?

The MICR code of UCO BANK JOWAI branch is NA.

What is the address of UCO BANK JOWAI?

UCO BANK JOWAI branch is located at JOWAI,NH 44,WEST JAINTIA HILLSHOUSE OF SMT.P DKHAR,LOOM SOO IUNG,NEW HILL.

Does UCO BANK JOWAI support NEFT/RTGS/IMPS?

UCO BANK JOWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.