UCO BANKVerified Feb 2026

UCO BANK IFSC Code – PHOOLBAGAN, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for PHOOLBAGAN branch.

IFSC Code
UCBA0002605

Bank Details

Bank NameUCO BANK
Branch NamePHOOLBAGAN
IFSC CodeUCBA0002605
MICR Code700028185
Address63A, HEM CHANDRA NASKAROAD KOLKATA 700010
CityKOLKATA
StateWEST BENGAL
Contact9903230243

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002605

The IFSC code UCBA0002605 uniquely identifies the PHOOLBAGAN branch of UCO BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002605

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002605) – Unique branch identifier for PHOOLBAGAN

How to Use IFSC Code UCBA0002605

To transfer money to any account at UCO BANK PHOOLBAGAN branch, you will need to provide the IFSC code UCBA0002605 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PHOOLBAGAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK PHOOLBAGAN Branch

UCO BANK PHOOLBAGAN is a branch of UCO BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

63A, HEM CHANDRA NASKAROAD KOLKATA 700010, KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700028185. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK PHOOLBAGAN?

The IFSC code of UCO BANK PHOOLBAGAN branch in KOLKATA is UCBA0002605.

What is the MICR code of UCO BANK PHOOLBAGAN?

The MICR code of UCO BANK PHOOLBAGAN branch is 700028185.

What is the address of UCO BANK PHOOLBAGAN?

UCO BANK PHOOLBAGAN branch is located at 63A, HEM CHANDRA NASKAROAD KOLKATA 700010.

Does UCO BANK PHOOLBAGAN support NEFT/RTGS/IMPS?

UCO BANK PHOOLBAGAN branch supports NEFT, RTGS, IMPS, and UPI transactions.