UCO BANK IFSC Code – KHAIRA, SHAHKUND
Complete bank details including IFSC code, MICR code, address and payment facilities for KHAIRA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | KHAIRA |
| IFSC Code | UCBA0002601 |
| MICR Code | 812028006 |
| Address | KHAIRA, SHAHKUNDBHAGALPUR 812006 |
| City | SHAHKUND |
| District | BHAGALPUR |
| State | BIHAR |
| Contact | 8877668877 |
Payment Facilities
About IFSC Code UCBA0002601
The IFSC code UCBA0002601 uniquely identifies the KHAIRA branch of UCO BANK located in SHAHKUND, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002601
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002601) – Unique branch identifier for KHAIRA
How to Use IFSC Code UCBA0002601
To transfer money to any account at UCO BANK KHAIRA branch, you will need to provide the IFSC code UCBA0002601 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHAIRA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK KHAIRA Branch
UCO BANK KHAIRA is a branch of UCO BANK located in SHAHKUND, BIHAR. The branch provides comprehensive banking services to customers in SHAHKUND and surrounding areas.
Branch Address
KHAIRA, SHAHKUNDBHAGALPUR 812006, SHAHKUND, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 812028006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK KHAIRA?
The IFSC code of UCO BANK KHAIRA branch in SHAHKUND is UCBA0002601.
What is the MICR code of UCO BANK KHAIRA?
The MICR code of UCO BANK KHAIRA branch is 812028006.
What is the address of UCO BANK KHAIRA?
UCO BANK KHAIRA branch is located at KHAIRA, SHAHKUNDBHAGALPUR 812006.
Does UCO BANK KHAIRA support NEFT/RTGS/IMPS?
UCO BANK KHAIRA branch supports NEFT, RTGS, IMPS, and UPI transactions.