UCO BANKVerified Feb 2026

UCO BANK IFSC Code – JANIPUR JAMMU, JAMMU

Complete bank details including IFSC code, MICR code, address and payment facilities for JANIPUR JAMMU branch.

IFSC Code
UCBA0002498

Bank Details

Bank NameUCO BANK
Branch NameJANIPUR JAMMU
IFSC CodeUCBA0002498
MICR Code180028007
AddressJANIPUR NEAR DREAM LAND PUBLIC SCHOOLDISCO ROAD JAMMU 180007
CityJAMMU
StateJAMMU AND KASHMIR
Contact9419125281

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002498

The IFSC code UCBA0002498 uniquely identifies the JANIPUR JAMMU branch of UCO BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002498

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002498) – Unique branch identifier for JANIPUR JAMMU

How to Use IFSC Code UCBA0002498

To transfer money to any account at UCO BANK JANIPUR JAMMU branch, you will need to provide the IFSC code UCBA0002498 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JANIPUR JAMMU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK JANIPUR JAMMU Branch

UCO BANK JANIPUR JAMMU is a branch of UCO BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.

Branch Address

JANIPUR NEAR DREAM LAND PUBLIC SCHOOLDISCO ROAD JAMMU 180007, JAMMU, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 180028007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK JANIPUR JAMMU?

The IFSC code of UCO BANK JANIPUR JAMMU branch in JAMMU is UCBA0002498.

What is the MICR code of UCO BANK JANIPUR JAMMU?

The MICR code of UCO BANK JANIPUR JAMMU branch is 180028007.

What is the address of UCO BANK JANIPUR JAMMU?

UCO BANK JANIPUR JAMMU branch is located at JANIPUR NEAR DREAM LAND PUBLIC SCHOOLDISCO ROAD JAMMU 180007.

Does UCO BANK JANIPUR JAMMU support NEFT/RTGS/IMPS?

UCO BANK JANIPUR JAMMU branch supports NEFT, RTGS, IMPS, and UPI transactions.