UCO BANKVerified Feb 2026

UCO BANK IFSC Code – NAOKOTHI, NAOKOTHI

Complete bank details including IFSC code, MICR code, address and payment facilities for NAOKOTHI branch.

IFSC Code
UCBA0002423

Bank Details

Bank NameUCO BANK
Branch NameNAOKOTHI
IFSC CodeUCBA0002423
MICR Code851028130
AddressOPP. PRIMARY HEALTH CENTER,PO- NAOKOTHI,DIST- BEGUSARAI 851130
CityNAOKOTHI
DistrictBEGUSARAI
StateBIHAR
Contact9934860889

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002423

The IFSC code UCBA0002423 uniquely identifies the NAOKOTHI branch of UCO BANK located in NAOKOTHI, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002423

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002423) – Unique branch identifier for NAOKOTHI

How to Use IFSC Code UCBA0002423

To transfer money to any account at UCO BANK NAOKOTHI branch, you will need to provide the IFSC code UCBA0002423 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NAOKOTHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK NAOKOTHI Branch

UCO BANK NAOKOTHI is a branch of UCO BANK located in NAOKOTHI, BIHAR. The branch provides comprehensive banking services to customers in NAOKOTHI and surrounding areas.

Branch Address

OPP. PRIMARY HEALTH CENTER,PO- NAOKOTHI,DIST- BEGUSARAI 851130, NAOKOTHI, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 851028130. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK NAOKOTHI?

The IFSC code of UCO BANK NAOKOTHI branch in NAOKOTHI is UCBA0002423.

What is the MICR code of UCO BANK NAOKOTHI?

The MICR code of UCO BANK NAOKOTHI branch is 851028130.

What is the address of UCO BANK NAOKOTHI?

UCO BANK NAOKOTHI branch is located at OPP. PRIMARY HEALTH CENTER,PO- NAOKOTHI,DIST- BEGUSARAI 851130.

Does UCO BANK NAOKOTHI support NEFT/RTGS/IMPS?

UCO BANK NAOKOTHI branch supports NEFT, RTGS, IMPS, and UPI transactions.