UCO BANKVerified Feb 2026

UCO BANK IFSC Code – JANAI ROAD, JANAI

Complete bank details including IFSC code, MICR code, address and payment facilities for JANAI ROAD branch.

IFSC Code
UCBA0002405

Bank Details

Bank NameUCO BANK
Branch NameJANAI ROAD
IFSC CodeUCBA0002405
MICR Code700028179
AddressNEAR REGISTRY OFFICE,STATION ROAD,DIST:-HOOGHLY 712304
CityJANAI
DistrictHUGLI
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002405

The IFSC code UCBA0002405 uniquely identifies the JANAI ROAD branch of UCO BANK located in JANAI, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002405

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002405) – Unique branch identifier for JANAI ROAD

How to Use IFSC Code UCBA0002405

To transfer money to any account at UCO BANK JANAI ROAD branch, you will need to provide the IFSC code UCBA0002405 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JANAI ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK JANAI ROAD Branch

UCO BANK JANAI ROAD is a branch of UCO BANK located in JANAI, WEST BENGAL. The branch provides comprehensive banking services to customers in JANAI and surrounding areas.

Branch Address

NEAR REGISTRY OFFICE,STATION ROAD,DIST:-HOOGHLY 712304, JANAI, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700028179. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK JANAI ROAD?

The IFSC code of UCO BANK JANAI ROAD branch in JANAI is UCBA0002405.

What is the MICR code of UCO BANK JANAI ROAD?

The MICR code of UCO BANK JANAI ROAD branch is 700028179.

What is the address of UCO BANK JANAI ROAD?

UCO BANK JANAI ROAD branch is located at NEAR REGISTRY OFFICE,STATION ROAD,DIST:-HOOGHLY 712304.

Does UCO BANK JANAI ROAD support NEFT/RTGS/IMPS?

UCO BANK JANAI ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.