UCO BANKVerified Feb 2026

UCO BANK IFSC Code – NAIHATI, NAIHATI

Complete bank details including IFSC code, MICR code, address and payment facilities for NAIHATI branch.

IFSC Code
UCBA0002400

Bank Details

Bank NameUCO BANK
Branch NameNAIHATI
IFSC CodeUCBA0002400
MICR Code700028177
AddressNAIHATI UTTARAYANOPPOSITE NAIHATI GENERAL HOSPITAL 743165
CityNAIHATI
DistrictNORTH 24 PARGANAS
StateWEST BENGAL
Contact9830813424

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002400

The IFSC code UCBA0002400 uniquely identifies the NAIHATI branch of UCO BANK located in NAIHATI, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002400

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002400) – Unique branch identifier for NAIHATI

How to Use IFSC Code UCBA0002400

To transfer money to any account at UCO BANK NAIHATI branch, you will need to provide the IFSC code UCBA0002400 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NAIHATI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK NAIHATI Branch

UCO BANK NAIHATI is a branch of UCO BANK located in NAIHATI, WEST BENGAL. The branch provides comprehensive banking services to customers in NAIHATI and surrounding areas.

Branch Address

NAIHATI UTTARAYANOPPOSITE NAIHATI GENERAL HOSPITAL 743165, NAIHATI, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700028177. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK NAIHATI?

The IFSC code of UCO BANK NAIHATI branch in NAIHATI is UCBA0002400.

What is the MICR code of UCO BANK NAIHATI?

The MICR code of UCO BANK NAIHATI branch is 700028177.

What is the address of UCO BANK NAIHATI?

UCO BANK NAIHATI branch is located at NAIHATI UTTARAYANOPPOSITE NAIHATI GENERAL HOSPITAL 743165.

Does UCO BANK NAIHATI support NEFT/RTGS/IMPS?

UCO BANK NAIHATI branch supports NEFT, RTGS, IMPS, and UPI transactions.