UCO BANK IFSC Code – GARHDIWALA, GARHDIWALA
Complete bank details including IFSC code, MICR code, address and payment facilities for GARHDIWALA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | GARHDIWALA |
| IFSC Code | UCBA0002371 |
| MICR Code | 144028207 |
| Address | SETH MARKET, GARHDIWAHOSHIARPUR 144207 |
| City | GARHDIWALA |
| District | HOSHIARPUR |
| State | PUNJAB |
| Contact | 9478177781 |
Payment Facilities
About IFSC Code UCBA0002371
The IFSC code UCBA0002371 uniquely identifies the GARHDIWALA branch of UCO BANK located in GARHDIWALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002371
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002371) – Unique branch identifier for GARHDIWALA
How to Use IFSC Code UCBA0002371
To transfer money to any account at UCO BANK GARHDIWALA branch, you will need to provide the IFSC code UCBA0002371 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GARHDIWALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK GARHDIWALA Branch
UCO BANK GARHDIWALA is a branch of UCO BANK located in GARHDIWALA, PUNJAB. The branch provides comprehensive banking services to customers in GARHDIWALA and surrounding areas.
Branch Address
SETH MARKET, GARHDIWAHOSHIARPUR 144207, GARHDIWALA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144028207. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK GARHDIWALA?
The IFSC code of UCO BANK GARHDIWALA branch in GARHDIWALA is UCBA0002371.
What is the MICR code of UCO BANK GARHDIWALA?
The MICR code of UCO BANK GARHDIWALA branch is 144028207.
What is the address of UCO BANK GARHDIWALA?
UCO BANK GARHDIWALA branch is located at SETH MARKET, GARHDIWAHOSHIARPUR 144207.
Does UCO BANK GARHDIWALA support NEFT/RTGS/IMPS?
UCO BANK GARHDIWALA branch supports NEFT, RTGS, IMPS, and UPI transactions.