UCO BANKVerified Feb 2026

UCO BANK IFSC Code – RATIA, RATTIA

Complete bank details including IFSC code, MICR code, address and payment facilities for RATIA branch.

IFSC Code
UCBA0002316

Bank Details

Bank NameUCO BANK
Branch NameRATIA
IFSC CodeUCBA0002316
MICR Code125028302
AddressNEAR SANJAY GANDHI CHOWKFATEHABAD ROAD,RATIA 125051
CityRATTIA
DistrictFATEHABAD
StateHARYANA
Contact252901

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002316

The IFSC code UCBA0002316 uniquely identifies the RATIA branch of UCO BANK located in RATTIA, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002316

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002316) – Unique branch identifier for RATIA

How to Use IFSC Code UCBA0002316

To transfer money to any account at UCO BANK RATIA branch, you will need to provide the IFSC code UCBA0002316 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RATIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK RATIA Branch

UCO BANK RATIA is a branch of UCO BANK located in RATTIA, HARYANA. The branch provides comprehensive banking services to customers in RATTIA and surrounding areas.

Branch Address

NEAR SANJAY GANDHI CHOWKFATEHABAD ROAD,RATIA 125051, RATTIA, HARYANA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 125028302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK RATIA?

The IFSC code of UCO BANK RATIA branch in RATTIA is UCBA0002316.

What is the MICR code of UCO BANK RATIA?

The MICR code of UCO BANK RATIA branch is 125028302.

What is the address of UCO BANK RATIA?

UCO BANK RATIA branch is located at NEAR SANJAY GANDHI CHOWKFATEHABAD ROAD,RATIA 125051.

Does UCO BANK RATIA support NEFT/RTGS/IMPS?

UCO BANK RATIA branch supports NEFT, RTGS, IMPS, and UPI transactions.