UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GAGGAL, GAGGAL

Complete bank details including IFSC code, MICR code, address and payment facilities for GAGGAL branch.

IFSC Code
UCBA0002228

Bank Details

Bank NameUCO BANK
Branch NameGAGGAL
IFSC CodeUCBA0002228
MICR Code176028356
AddressAIRPORT ROAD, VPOGAGGAL, DIST KANGRA 176209
CityGAGGAL
DistrictKANGRA
StateHIMACHAL PRADESH
Contact9418122224

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002228

The IFSC code UCBA0002228 uniquely identifies the GAGGAL branch of UCO BANK located in GAGGAL, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002228

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002228) – Unique branch identifier for GAGGAL

How to Use IFSC Code UCBA0002228

To transfer money to any account at UCO BANK GAGGAL branch, you will need to provide the IFSC code UCBA0002228 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GAGGAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GAGGAL Branch

UCO BANK GAGGAL is a branch of UCO BANK located in GAGGAL, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in GAGGAL and surrounding areas.

Branch Address

AIRPORT ROAD, VPOGAGGAL, DIST KANGRA 176209, GAGGAL, HIMACHAL PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 176028356. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GAGGAL?

The IFSC code of UCO BANK GAGGAL branch in GAGGAL is UCBA0002228.

What is the MICR code of UCO BANK GAGGAL?

The MICR code of UCO BANK GAGGAL branch is 176028356.

What is the address of UCO BANK GAGGAL?

UCO BANK GAGGAL branch is located at AIRPORT ROAD, VPOGAGGAL, DIST KANGRA 176209.

Does UCO BANK GAGGAL support NEFT/RTGS/IMPS?

UCO BANK GAGGAL branch supports NEFT, RTGS, IMPS, and UPI transactions.