UCO BANK IFSC Code – SHIMLA BCS, SIMLA
Complete bank details including IFSC code, MICR code, address and payment facilities for SHIMLA BCS branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | SHIMLA BCS |
| IFSC Code | UCBA0001971 |
| MICR Code | 171028011 |
| Address | SHIMLA BCSSHIMLA 171002 |
| City | SIMLA |
| State | HIMACHAL PRADESH |
| Contact | 2670206 |
Payment Facilities
About IFSC Code UCBA0001971
The IFSC code UCBA0001971 uniquely identifies the SHIMLA BCS branch of UCO BANK located in SIMLA, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0001971
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001971) – Unique branch identifier for SHIMLA BCS
How to Use IFSC Code UCBA0001971
To transfer money to any account at UCO BANK SHIMLA BCS branch, you will need to provide the IFSC code UCBA0001971 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SHIMLA BCS
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK SHIMLA BCS Branch
UCO BANK SHIMLA BCS is a branch of UCO BANK located in SIMLA, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in SIMLA and surrounding areas.
Branch Address
SHIMLA BCSSHIMLA 171002, SIMLA, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 171028011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK SHIMLA BCS?
The IFSC code of UCO BANK SHIMLA BCS branch in SIMLA is UCBA0001971.
What is the MICR code of UCO BANK SHIMLA BCS?
The MICR code of UCO BANK SHIMLA BCS branch is 171028011.
What is the address of UCO BANK SHIMLA BCS?
UCO BANK SHIMLA BCS branch is located at SHIMLA BCSSHIMLA 171002.
Does UCO BANK SHIMLA BCS support NEFT/RTGS/IMPS?
UCO BANK SHIMLA BCS branch supports NEFT, RTGS, IMPS, and UPI transactions.