UCO BANKVerified Feb 2026

UCO BANK IFSC Code – AYODHYA - MIC, FAIZABAD - UP

Complete bank details including IFSC code, MICR code, address and payment facilities for AYODHYA - MIC branch.

IFSC Code
UCBA0001948

Bank Details

Bank NameUCO BANK
Branch NameAYODHYA - MIC
IFSC CodeUCBA0001948
MICR Code224028003
AddressMAHARAJ INTER COLLEGEAYODHYA,DIST FAIZABAD 224123
CityFAIZABAD - UP
StateUTTAR PRADESH
Contact252224

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001948

The IFSC code UCBA0001948 uniquely identifies the AYODHYA - MIC branch of UCO BANK located in FAIZABAD - UP, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001948

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001948) – Unique branch identifier for AYODHYA - MIC

How to Use IFSC Code UCBA0001948

To transfer money to any account at UCO BANK AYODHYA - MIC branch, you will need to provide the IFSC code UCBA0001948 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at AYODHYA - MIC

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK AYODHYA - MIC Branch

UCO BANK AYODHYA - MIC is a branch of UCO BANK located in FAIZABAD - UP, UTTAR PRADESH. The branch provides comprehensive banking services to customers in FAIZABAD - UP and surrounding areas.

Branch Address

MAHARAJ INTER COLLEGEAYODHYA,DIST FAIZABAD 224123, FAIZABAD - UP, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 224028003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK AYODHYA - MIC?

The IFSC code of UCO BANK AYODHYA - MIC branch in FAIZABAD - UP is UCBA0001948.

What is the MICR code of UCO BANK AYODHYA - MIC?

The MICR code of UCO BANK AYODHYA - MIC branch is 224028003.

What is the address of UCO BANK AYODHYA - MIC?

UCO BANK AYODHYA - MIC branch is located at MAHARAJ INTER COLLEGEAYODHYA,DIST FAIZABAD 224123.

Does UCO BANK AYODHYA - MIC support NEFT/RTGS/IMPS?

UCO BANK AYODHYA - MIC branch supports NEFT, RTGS, IMPS, and UPI transactions.