UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KISHUNDASPUR, KISHANDASPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for KISHUNDASPUR branch.

IFSC Code
UCBA0001646

Bank Details

Bank NameUCO BANK
Branch NameKISHUNDASPUR
IFSC CodeUCBA0001646
MICR Code812028524
AddressUCO BANKKISHUNDASPUR 813222
CityKISHANDASPUR
DistrictBHAGALPUR
StateBIHAR
Contact285523

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001646

The IFSC code UCBA0001646 uniquely identifies the KISHUNDASPUR branch of UCO BANK located in KISHANDASPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001646

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001646) – Unique branch identifier for KISHUNDASPUR

How to Use IFSC Code UCBA0001646

To transfer money to any account at UCO BANK KISHUNDASPUR branch, you will need to provide the IFSC code UCBA0001646 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KISHUNDASPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KISHUNDASPUR Branch

UCO BANK KISHUNDASPUR is a branch of UCO BANK located in KISHANDASPUR, BIHAR. The branch provides comprehensive banking services to customers in KISHANDASPUR and surrounding areas.

Branch Address

UCO BANKKISHUNDASPUR 813222, KISHANDASPUR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 812028524. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KISHUNDASPUR?

The IFSC code of UCO BANK KISHUNDASPUR branch in KISHANDASPUR is UCBA0001646.

What is the MICR code of UCO BANK KISHUNDASPUR?

The MICR code of UCO BANK KISHUNDASPUR branch is 812028524.

What is the address of UCO BANK KISHUNDASPUR?

UCO BANK KISHUNDASPUR branch is located at UCO BANKKISHUNDASPUR 813222.

Does UCO BANK KISHUNDASPUR support NEFT/RTGS/IMPS?

UCO BANK KISHUNDASPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.